MORTGAGE PROGRAMS
TERM LOANS AND OTHER MORTGAGE PROGRAMS
At Woodland Funding, we specialize in providing a suite of term loans and mortgage programs tailored for real estate investors across the nation. Our company’s expertise and streamlined process ensure that our clients can secure their real estate financing needs efficiently, enabling them to thrive in the ever-evolving property market.
Lite Document Loans
Small Balance Term Loan
- Loan Size: $250,000 to $5,000,000
- Term: 30-Year Fixed Rate with Interest-Only Payments up to 10 Years
- Great for Qualifying Self-Employed Investors and Small Business Owners
- Based on Property Value, Not Personal Income
- The Best Alternative to Hard Money Loans
- No Tax Returns Required
Small Balance I/O
- An interest-only, 24-month term provides lower monthly payments.
- Available for purchase or cash-out refinance
- Perfect for acquiring or leveraging real estate holdings.
- A higher LTV than hard money options.
- Foreign Investor Loan.
- LTVs of up to 65%.
- Loans from $250,000 to $5,000,000
- No U.S. credit required.
Multifamily Bridge Loan Program
- Loan Size: $1,000,000 to $50,000,000
- Loan Purpose: Purchase, Refinance, and Refinance/Cash-Out
- LTV/LTC: Up to 75%
- Interest Rates: SOFR+
- Term: 1 to 3 Year Interest-Only
- DSCR: 1.00:1 (Can Use Interest Reserve to Cover Deficit)
Nationwide Conventional Loan Program
- Loan Sizes: $1,000,000 to $15,000,000
- Loan Purposes: Purchase, Refinance, and Refinance/Cash-Out
- Minimum FICO Score: 625
- LTV: Up to 75%
- Amortization: 25 Years
- Term: 5 Years
- DSCR: 1.00:1
Owner-Occupied/Investor Loan
- Loan Sizes: $500,000 to $10,000,000
- Loan Purposes: For Offices, Warehouses, Retail Establishments, and Mixed-Use Buildings
- FICO Score: 675+
- LTV: Up to 65%
- Amortization: 25 Years
- DSCR: 1.20
- Fixed Rates